Staff Absence Protection

The UK’s leading mutual providing staff absence protection and comprehensive health and wellbeing support.

Education Mutual provides a new innovative way to manage staff absence protection.

As the only member-owned DFE recommended Staff absence protection provider we run solely for the benefit of members rather than shareholders.


The board of Education Mutual are School Business Leaders and Head Teachers like yourselves who want the best for their budget, together with the flexibility of a commercial provider.


Unlike commercial insurers, Education Mutual has low running costs and re-invests all surplus funds back into schools and not shareholders pockets.
To date Education Mutual has re-invested more than £800,000 back into the Education Sector.

Education Mutual Staff Absence Protection

Choose to protect any combination of your staff be that teaching staff only, some or all non-teaching, support and site staff with flexible benefits designed by schools for schools.

Protection benefits

From £30 up to £300 per day.


Benefits up to £10,000 are available.

Stress Protection

Choose nil, 30 or 190 days’ cover.

Waiting Periods

Select how best you manage absence with nil, 1, 2, 3, 5, 10, 15, 20 or 30 days.

Pre-existing Conditions

Protect all staff or choose to cover individual conditions

All the benefits come as standard with all memberships.

Maternity Benefit (Up to £10,000)  Suspension Cover Compassionate Leave 
Adoption Leave (Up to £10,000)  Jury Service COVID – 19
Parental Leave (Up to £3,000) Bereavement Leave Trade Union Days
Major incident cover Interrupted Claim  Stranded staff cover
Phased Return  Accident cover

What Our Members Say

Protect Your Staff Today

Use our quote page to request a quote and get cover starting now.

Ed-Fest 2023