Staff Absence Protection

By schools, for schools

Our ethos allows us to provide affordable and sustainable solutions to prevent and reduce staff absences, alongside adding value to each membership

The UK’s most financially secure staff absence
protection mutual for Schools and Trusts

Our commitment goes beyond staff absence protection; we strive to foster a collaborative relationship, working closely with individual schools and Multi-Academy Trusts to develop proactive strategies and services to support staff health and wellbeing.

As member schools experience the advantages of their Education Mutual membership, they witness a more sustainable and efficient allocation of funds within the education community.

Our customised protection extends beyond the primary offering of staff absence protection; it’s a comprehensive platform that adds significant value to your school.

Unlike profit-driven absence insurance companies, we operate with a clear sense of purpose. Operating with minimal management costs, we ensure efficiency in our operations. This guarantees that every surplus pound goes directly towards supporting schools.

Protection Options

Choose to protect any combination of your staff be that teaching staff only, some or all non-teaching, support and site staff with flexible benefits designed by schools for schools

Protection Benefits

From £30 up to £300 per day


Benefits up to £10,000 are available

Stress Protection

Choose 0, 30 or 190 days cover

Pre-existing conditions

Protect all staff or choose to cover individual situations

Waiting periods

Select how you manage absence with 0, 1, 2, 3, 5, 10, 15, 20 or 30 days

Included in every membership:

Bereavement Leave

Stranded Staff Cover

Jury Service

Major Incident Cover

Suspension Cover

Phased Return

Trade Union Days

Compassionate Leave

Interrupted Claim

Included with Maternity Cover:

Maternity up
to £10,000

Paternity leave
up to £3,000

Adoption leave
up to £10,000

Approach things the Education Mutual way

Education Mutual is a trusted partner and innovator in the education sector. members please benefit from guaranteed budget certainty through our multi-award-winning protection

Standard Membership

 Standard Membership

Flexibility is key when joining a staff absence protection scheme. Design your bespoke protection to meet your specific requirements.



Gold Membership

Gold Membership

Every Education Mutual membership can be enhanced to automatically cover

  • Pre-existing conditions
  • Pre-planned operations

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Consistency throughout your membership

Whilst Education Mutual protection provides flexibility in cover, all options include consistency in our multi-award winning service delivery

Financial Management

You decide how to manage your contribution and claims payments

Information Management

Full control of your membership can be held within the central team or with individual schools

Membership Management

A dedicated Relationship Manager for your School or Trust

We’re the UK’s only award-winning staff absence protection provider

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