Welcome to your new favourite way
to manage your staff absenteeism
Education Mutual provides a proven, innovative way to manage staff absence protection for Schools and Trusts. We’ve revolutionised how the staff absence insurance market operates, ensuring that schools, their budgets and their staff are all supported through a non-profit making alternative.
Non-profit making
We provide an alternative through a non-profit-making mutual model, reinvesting all surplus funds to benefit the education sector
School established
Our board is made up of leaders in education who, like our members, want the best for their budget together with the flexibility of a commercial provider
Member-owned
This structure enables members to actively influence the direction of the Mutual. Their decision-making voice prioritises schools’ interests and ensures focused support.
Our ethos allows us to provide an affordable solution to prevent and reduce staff absences, alongside adding value to each membership. Explore Education Mutual in further detail below:
Who are we?
Our ethical approach provides an alternative to traditional staff absence insurance
Protection Options
Memberships are tailor-made to align with each school’s unique needs to fit your budget requirements
Multi-Academy Trusts
We understand the unique challenges faced by MATs to effectively manage staff absenteeism
Healthcare Services
All member schools access a wide range of health and wellbeing services at no additional cost
“Friendly, efficient and very comprehensive service.”
We joined Education Mutual in February this year. Their quote was very favourable and they took on our two maternity absences. On the return of our teachers, I was notified when payment was made very promptly...
Kath Lee
“Excellent customer service.”
We have been using Education Mutual for three years and have found them to offer excellent service. Any queries are dealt with by our contact (Gemma) efficiently and nothing is too much trouble...
Liam Wilson
“Brilliant!”
I am a School Business Manager of a school in Huddersfield and we decided to make the switch from another popular insurance provider to Education Mutual three years ago, mainly due to financial reasons...
Frequently Asked Questions
If you can't find the answer to your question, please don't hesitate to contact us at 01623 287840.
“How does Education Mutual work as opposed to insurance?”
Unlike staff absence insurers, Education Mutual is member-owned. This structure enables members to actively influence the direction of the Mutual. Their decision-making voice prioritises schools’ interests and ensures focused support.
The board is made up of leaders within the education sector who understand first hand the frustrations schools face each academic year. They ensure that every member has a voice to provide a community-driven alternative to traditional staff absence insurance.
"Because it's not an insurance contract, will you pay claims?"
Since launching in 2018, Education Mutual has paid 100% of all valid claims. As a non-profit making organisation, there is no reason for valid claims to be declined. Our discretional power allows us to pay declined claims – meaning more claims paid to your school.
“Are Discretionary Mutuals reliable?”
Yes – A discretionary mutual has the power to pay further claims.
Our discretional power allows us to go above and beyond for schools in their time of need – it’s one of the best things about Education Mutual!
“Will your pot of money will eventually run out?"
No – All Membership Contributions are protected.
We have an excess of loss insurance protecting the fund which pays all valid claims, should claims exceed contributions made by our members.