We reinvest surplus funds back into education
We have paid 100% of all valid claims
Free flu vaccines for all staff
Collaborative purchasing discount available
Allocate your health service entitlement
Customise staff category entitlements
NEW for 2024
Pupil Wellbeing Service
Men’s Mental Wellness
Maternity and Paternity Support
Our Trusted ‘Friend to the Sector’ commitment offers a solution to prevent and reduce staff absences
“How does Education Mutual work as opposed to insurance?”
Unlike staff absence insurers, Education Mutual is member-owned. Our board is made up of School Business Professionals enabling a more adaptable and personalised approach in meeting the distinct needs of our member schools. Through the power of discretion, we have the ability to pay additional claims that are typically declined by insurers who follow strict policy wordings.
Furthermore, operating as a non-profit organization allows us to reinvest any surplus funds back into the sector, emphasizing a commitment to educational institutions rather than profit to corporate, shareholders etc .
“Are you registered with the Financial Conduct Authority (FCA)?”
Education Mutual are the only FCA registered staff absence protection mutual. In addition, we’re also members of the Association of Financial Mutuals (AFM) and operate within their guidelines.
"Because it's not an insurance contract, will you pay claims?"
Since launching in 2018, Education Mutual has paid 100% of all valid claims. As a non-profit organisation, there is no reason for valid claims to be declined. Our discretional power allows us to pay more claims – meaning more funds paid to your school.
“Are Discretionary Mutuals reliable?”
Yes – A discretionary mutual has the power to pay claims that would be typically declined by staff absence insurers.
Our discretional power allows us to go above and beyond for schools in their time of need – it’s one of the best things about Education Mutual!
“Will your pot of money will eventually run out?"
All Membership Contributions are protected!
We have an excess of loss insurance protecting the fund which pays all valid claims, should claims exceed contributions made by our members.